Qualifications

Sandra Lawter-O'Toole, CFP®, RICP®

I have been working with individuals and businesses in the area since 1991.  I hold the Series 6, 7,  63 & 65 securities registrations as well as Life, Health, & Disability insurance licenses.  I am a Registered Representative and Investment Advisor Representative with Principal Securities, Inc.

I am a CERTIFIED FINANCIAL PLANNER (CFP®) professional.  The CFP® marks identify those individuals who have met the rigorous experience and ethical requirements of the CFP® Board, have successfully completed financial planning coursework and have passed the CFP® Certification Examination. CFP® professionals also agree to meet ongoing continuing education requirements and to uphold CFP Board’s Code of Ethics and Professional Responsibility, Rules of Conduct and Financial Planning Practice Standards.

I have earned the Retirement Income Certified Professional® (RICP®) professional designation from The American College of Financial Services, Pa.  The RICP® is a designation for individuals working in the retirement income planning field and for those with a general background in financial services.

I am dedicated to developing lasting relationships with all my clients. I believe in helping each person become confident in assessing his or her financial goals and participating in the financial management process.

One of the benefits of working with Lawter-O'Toole Wealth Management is my commitment to provide clear, easily understood explanations of financial products and services. The personalized program that I work with you to develop is a roadmap that can help you work towards a more secure financial future.

I am looking forward to using my experience to help you pursue your financial goals.